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Our team is here to help — whether you’re exploring options or ready to integrate. Reach out anytime and get the answers you need.
Open banking lets your customers pay directly through their bank accounts while improving efficiency and eliminating card-related costs.
Finrefin uses a smart cascading and routing system to ensure every transaction is processed in the most efficient way possible. Here’s how it works:
1, A user initiates a payment on your platform.
2. The system analyzes several key factors:
Location of the user
Issuing bank
Card type
3. Based on this data, Finrefin’s intelligent router selects the most suitable payment route.
4. The transaction is sent to the acquirer with the highest likelihood of approval.
5. If the first attempt fails, the system automatically retries through an alternative acquirer — increasing the chance of success without delay.
This smart routing helps minimize decline rates, maximize acceptance, and optimize overall conversion.
Finrefin is trusted by forward-thinking businesses around the world.
Experience secure, scalable, and borderless payments — without limitations.
We combine advanced technology with deep industry insight to support every stage of your eCommerce journey.
Finrefin prioritizes trust, transparency, and compliance across all markets.
Grow across borders with Finrefin’s global infrastructure and local payment coverage.
Our team is here to help — whether you’re exploring options or ready to integrate. Reach out anytime and get the answers you need.
Finrefin offers secure, scalable payment solutions tailored for online businesses worldwide.